The article analyzes from a civil law perspective a long-term life and health insurance contract with coverage of risks for oncological diseases as one of the life insurance institutions.

 The general world statistics of oncological diseases and negative growth trends in our country are highlighted. Based on data from the Cancer Registry of Ukraine, socio-demographic and specific indicators of oncological diseases are given.

An analysis of a specific insurance product in the field of life and health insurance with coverage of risks in the event of diagnosing an oncological disease from a well-known global insurance company that has been operating on the world market for over 150 years is presented.

The author concludes that oncological diseases are a global medical, social, economic and legal problem that requires a solution at the level of states and the world community. Recommendations are given for insurance companies, practitioners and scientists working in the field of life and health insurance to conduct active educational work.

Bibliography

Authored books

1. Bazylevych V, Strakhovyi rynok Ukrainy (Znannia 2000) (in Ukrainian).

2. Zalietov O, Ubezpechennia zhyttia (Mizhnarodna ahentsiia “BIZON” 2006) (in Ukrainian).

3. Klapkiv Yu, Rynok strakhovykh posluh: kontseptualni zasady, tekhnichni innovatsii ta perspektyvy rozvytku (TNEU 2020) (in Ukrainian).

4. Milovska N, Dohovirni zobov’iazannia zi strakhuvannia u tsyvilnomu pravi Ukrainy: problemy teorii ta praktyky (NDI pryvatnoho prava i pidpryiemnytstva imeni akademika F. H. Burchaka NAPrN Ukrainy 2019) (in Ukrainian).

Edited books

5. Osadets S (red), Strakhuvannia: Pidruchnyk (Vyd. 2-he, pererob. i dop. KNEU 2002) (in Ukrainian).

Journal articles

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7. Zub V, ‘Formuvannia optymizovanoi systemy nadannia onkolohichnoi dopomohy naselenniu Ukrainy’ [2023] 24 Biuleten Natsionalnoho kantser-reiestru Ukrainy 2 (in Ukrainian).

8. Milovska N, ‘Pravova rehlamentatsiia strakhovykh vidnosyn u period dii voiennoho stanu v Ukraini’ [2024] 35(74)3 Vcheni zapysky TNU imeni V. I. Vernadskoho. Seriia: yurydychni nauky 44–51 (in Ukrainian).

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10. Solodiannykova O, Shypko A, Danylenko V, Sukach H, ‘Radionuklidna terapiia urazhennia kistok u khvorykh na kastratsiino-rezystentnyi rak peredmikhurovoi zalozy (stan problemy v literaturi)’ [2022] 27 Problemy radiatsiinoi medytsyny ta radiobiolohii 130–136 (in Ukrainian).

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Conference papers

16. Shaida E, ‘Porivniannia efektyvnosti ta toksychnosti rezhymiv VDKhT z vykorystanniam busulfanu abo treosulfanu v likuvanni ditei, khvorykh na sarkomu Yuinha hrupy vysokoho ryzyku’, II konferentsiia UKADOH, 18–19 liutoho 2022 r. (Kyiv 2022) (in Ukrainian).

Newspapers

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22. Spivakova O, ‘Istoriia onkolohii u sviti ta Ukraini’ (Tsentr personalizovanoi farmatsii “Khemoteka” 02 serpnia 2021) <https://chemoteka.com.ua/ua/blog/article/istoriyaonkologiiv-mire-i-ukraine-195> (accessed 12.02.2025) (in Ukrainian).